Category: Articles

Design of Understanding 2013

My first conference attendance of 2013 was a belter. I attended the Design of Understanding last year and it was so good I had to attend again. I wrote the bulk of this post on a train to the north and I struggled to comprehend my spider leg in ink, handwritten notes so apologies if this is very disjointed / full of misquotes/misrepresentations of the speakers at the event. I guess this was/is my understanding of the design of understanding based on my memories and notes a week and a bit later.

The first three talks of the morning sessions were all fantastic. Matt Cottam of Tellart spoke about the creation of the Google Chrome Web Lab exhibit at the National Science Museum. A wonderful tale of a lot of hard work to create a truly interactive exhibit for both physical visitors and for people interacting via the web. A theme for the day (I am assuming due to the direction of organizer Max Gadney) was showing your ‘working out’ i.e. how was it made. Matt told of the challenges from the original brief where they focused on the physics of theses displays mixing physical objects such as moving balls with digital displays. They realised this was the wrong path and that attempting to explain how the Internet actually worked was a much richer seam than some forced interaction between physical and digital objects (although the metal ball that rolled behind a screen and kicked off an animation was nice).

 

 

Matt also mentioned a great Joi Ito quote about innovation (this was not to be the last time his name was mentioned).

‘The cost of assessing risk now is greater than the cost of failing’

What they built was very impressive. It attempted to explain a number of web concepts that we take for granted such as streaming of video or the concept of the web being this physical thing i.e. billions of wires that traverse the globe under sea and over mountains. The exhibition can be visited in real life until July.

 

Second talk was by Joe Parry of Cambridge Intelligence, a company that specialises in mapping networks of email flow for the Enron scandal, internal vs external members of an organisation to show sales networks, networks of terrorists across Europe, networks of data centre devices and services. The software they use allows the networks to be filtered and morphed to help bring to the fore previously invisible insights such as the key email sending behaviour in Enron and who the key players were, where the terrorists connect and congregate across continents and highlight key countries involved.

He showed a brilliant image of George W. Bush staring at a giant print out of a terrorist network following the twin towers attack and he glibly said ‘I wrote the software that generated that picture’ (or something close to that, my notes are sketchy). It showed the power of paper and scale in the viewing of these networks. He mentioned the cliché of the lone investigator in films staring at the wall of information looking for the links. Still very valuable even with enhanced digital tools.

 

The starting hat trick was completed by Phil Gyford talking about his work on bringing Samuel Pepys diary to the web. For those unaware Phil had moved to London and decided to read Pepys famous diaries. As well as reading them he had the idea of publishing the diary entries to the web on a day by day basis linked to the day Pepys wrote his original entry. Pepys diaries spanned a period of ten years. Phil ‘finished’ this project in summer last year. He had posted a diary entry every day for ten years. As he posted he had annotated and expanded on the text by crafting a huge volume of additional commentary on the characters involved in the story, summaries of the story so far and also pulling in extra information on characters from other sources e.g. Wikipedia.

Pepys like the rest of us

Phil played a lovely animation going back in time to 2002 when he started this project to show how little of the web we know today existed. In a time of the instant gratification web it is awe inspiring to see someone so dedicated to a thing that they would take all that time and effort to see it through. What was even more amazing was that Phil has started again. He rebuilt the site using new technologies and is now repeating the process albeit with a lot of the hard work done it is still going to be herculean task, not least crafting new Tweets. Amazing.

 

Lloyd Shepherd spoke about the beauty and complexity of note taking. An author by trade he had to do masses of research for his historically set novels and he was unhappy with the tools of today. They are incapable of capturing the neural connections made by the person taking the notes or the links between each note and source. He showed some great notes from Matt Jones of Berg that showed how the layout and design of those notes told so much of the story and almost showed the thought processes of the person capturing the notes. How do you represent that digitally? He has published his talk online which is very helpful for people who did not take good enough notes.

 

Stef Posavec is a designer who uses data in an amazing way. I have seen Stef speak three times now and I am amazed by her work and how it is made. She spoke extensively about a new project called 94 elements where she was building graphical representations of the 94 naturally occurring elements. Stef broke down how she took the various attributes of the elements and how she looked for patterns in the data that could be transformed into unique simple representations of each. She settled on the atomic numbers of the elements and ended up with gem like representations which could be enhanced with colour and texture.

 

The talk that caught me by surprise was by Justin McGuirk. He spoke about activist architecture in South America. In twenty minutes he taught me a lot about how ‘modern architecture had gone to South America to die’ and with it how the dreams of building homes for the poor had also failed massively. This gave way to the rise of the slums that spread prolifically and had swamped many of those architectural dreams.

Failed attempts to build sustainable housing, designs that allowed people to improve and extend were admirable but ultimately too expensive. The approach now seems to have changed. The focus has switched to building beautiful and functional buildings and spaces in the middle of the slums to basically lift the area. Examples of multi use community centres or brilliant pieces of infrastructure such as cable cars that meant journeys to the centre of cities no longer took two hours but took nine minutes made it easier for people to work but also reconnected people to wider society.

 

Stefanie Posavec & Justin McGuirk @ The Design of Understanding 2013

Some lovely visual notes by Eva-Lamm Lotta

 

The talk that probably resonated most with me was by Beeker Northam. Beeker was due to speak at last year’s event but had to cancel due the fact she was heavily pregnant with twins, who she mentioned as she was worried they would become the girls from the Shining while her partner wanted them to grow up to be like the Winklevosses. As Beeker’s maternity leave was coming to an end she was starting to think about innovation and how it should work in digital agencies but her thinking was so true that is applies far wider than the agency world. Beeker admitted it was a work in progress but I thought it was pretty close to being done.

My notes only contain three sentences as I was listening so intently. They are as follows.

‘Nearness, Collaboration, Craft > Intersection’ (this was me describing a Venn Diagram that were the key themes of the talk.

‘Anyone who says they have a ten step plan for innovation is wrong’ YES.

‘This 3D printed thing looks like take me to your dealer at Camden Market’. My garbled capture of a great joke on how 3D printing is churning out complex patterns and object that look a bit hippyish but you can clearly see it is going to change the world sooner rather than later.

Beeker also made the second great mention of Joi Ito. Talking about his approach around lots of small, measurable experiments being the closest we will get to a process for innovation. I am unable to do justice to the talk as it was a brilliant collection of thinking that I am incapable of explaining.

As my colleague Betony said after it had finished ‘I thought you were going to take off your shirt and start roaring COME ON!’ thankfully for all attendees I did not. Fantastic.

 

Last talk of note was Ben Terrett, Head of Design at the Government Digital Service. He had to follow a lady from the BBC who talked about their Olympics offering i.e a load of stirring clips and some stats about how impressive their online service was, which was very impressive but felt like cheating.

Now obviously I am a GDS fanboy. The way they are doing IT right in a big bureaucratic organisation is obviously impressive.  Again it was good to see how they were going about that from the aspiration to build something in the digital space as important as the road sign designs of Margaret Calvert (who they were actually working with and was a fierce critic and continued inspiration.)

The space to put so much effort into design is something I am in awe of. 250 staff at GDS. 16 designers. Strong ratio.

Combined working. New approaches were being tried at the GDS. Instead of designers crafting and pushing pixels in Photoshop they designed in the browser. This meant a designer and a front end coder would pair up and build together. So obvious yet so brilliant.

Mission patches. The thing that inspires me about GDS is the purpose. It drips out of everything they do. I am sure it is not all sweetness and light but from the outside it looks pretty bloody good. Ben shared a great example of mission patches, borrowed from NASA. For each major piece of development and release they handed out mission patches to all involved. These stickers are badges of honour on the laptops of those involved. A seemingly simple thing but a great display of team work.

mission patch

Paring back to an absolute minimum. Ben gave a great example of some feedback from Margaret Calvert where she had challenged them to really go back to basics with information design. What did the page design look like with a single font at a single weight? Was it still clear and understandable? This minimum viable approach helped shape their thinking and while they did not stick with one font and one weight they only use three weights and the single font they chose was actually the digital version of Transport, the font used on the road signs and designed by you know who.

Like so many of the talks it was a shame this was not recorded in any way. I guess my last words on it will be this…

‘What is the user need, not what is the government need’ Replace the word government with your industry and there is the focus so often disregarded. If you forget that then you are only going to be ever designing from a point of misunderstanding.

Friday Reading #9 (The from a train edition)

Heading north on the 19:55 train from St. Pancras. I have just attended the Design Of Understanding conference which was bloody marvelous. I am writing this using Internet Explorer 7 via the power of train wifi and under the influence of a little bit of alcohol. Broken links and fomatting errors aplenty I fear. eBook type thingy is here and the subscribe via email option will be posted later as I can’t get it to work on the train. IE7…why.

 

How To Kill A Bad Idea

“Contrast that with software. What are the criteria for evaluating software? Software doesn’t have mass. It doesn’t have shape. It doesn’t cast shadows. It has no edges. It has no size. You can’t pick it up. You can’t feel it. It doesn’t obey the laws of physics. It’s not really even there. Nothing is pushing back, saying, “That’s a bad idea; that won’t work; that’s going to burn someone or hurt someone or make someone drop it or…” Almost none of the tools we’ve developed to evaluate physical objects apply to software”

 

The Happiness Machine

“In the last couple years, Google has even hired social scientists to study the organization. The scientists—part of a group known as the PiLab, short for People & Innovation Lab—run dozens of experiments on employees in an effort to answer questions about the best way to manage a large firm.”

 

The Singularity Has No Business Model

“From our perspective on this, Sterling’s take on the Singularity, and how it will come about, does not take into account the nature of exponential technology, and as such is clearly missing the boat. As countless comments and the economy itself tells, there is a massive business potential in the development of artificial intelligence, and if we simply track Moore’s Law to the number of bits in the human brain, we will definitely hit the potential for greater-than human abilities computationally in the periods Kurzweil outlines in his book, The Singularity Is Near”

 

Google and the future of search: Amit Singhal and the Knowledge Graph

“Search will be included in people’s brains,” said Page of their ambition. “When you think about something and don’t really know much about it, you will automatically get information.”

 

Corporate Hackathons: The Fine Line Between Engaging and Exploiting 

“Don’t get me wrong, I’m not writing a manifesto here. I’m not making a stand against coding competitions, hackathons, or code fests. I think they’re great when they’re held for the greater good or for the benefit of the participants themselves. But I think it’s a little lame when a big corporation tries to leverage this model in order to advance their own brand without giving all the participants something worthwhile. I don’t think they’re being evil or unethical. Just lame.”

 

There is No Spoon: The Construct of Channels 

“Let’s start with the recognition that channels aren’t a place that customers are at in any point in time. Customers don’t think in terms of channels in their mental model. They think about their experience, the sum of all their interactions across time with a product or service. Customers think about their goals, and not whether they are traversing a landscape of channels to accomplish that goal.”

 

It’s the Moral Thing To Do

“Walter urgently needs a way to explain to his family where he’s getting two hundred thousand dollars for an operation to give him a long-term reprieve from cancer. We already know his pride made him reject an offer to cover the costs made by old friends who’ve become rich as legal chemistry entrepreneurs. Now it turns out that his amour propre is deeper and more perverse; for Walter, it’s not enough to refuse charity. He wants the impossible, to conceal from his family that he’s cooking meth, but at the same time to get them to understand that he made the money by his own sweat and wits.”

Friday Reading #8

Last weekend a 26 year old took his own life. I did not know him and I was not familiar with his work but plenty of people did know him and they have written some wonderful things about him that made me wish I did. His name was Aaron Swartz.

‘When I was a kid, I thought a lot about what made me different from the other kids. I don’t think I was smarter than them and I certainly wasn’t more talented. And I definitely can’t claim I was a harder worker — I’ve never worked particularly hard, I’ve always just tried doing things I find fun. Instead, what I concluded was that I was more curious — but not because I had been born that way. If you watch little kids, they are intensely curious, always exploring and trying to figure out how things work. The problem is that school drives all that curiosity out. Instead of letting you explore things for yourself, it tells you that you have to read these particular books and answer these particular questions. And if you try to do something else instead, you’ll get in trouble. Very few people’s curiosity can survive that. But, due to some accident, mine did. I kept being curious and just followed my curiosity.’

Wise words to live by from a 26 year old. He was facing 35 years in jeal for the heinous crime of downloading academic journals and publishing them on the web. He was setting knowledge free. Some things are very broken in this world.

 

Prosecutor as Bully

“Aaron had literally done nothing in his life “to make money.” He was fortunate Reddit turned out as it did, but from his work building the RSS standard, to his work architecting Creative Commons, to his work liberating public records, to his work building a free public library, to his work supporting Change Congress/FixCongressFirst/Rootstrikers, and then Demand Progress, Aaron was always and only working for (at least his conception of) the public good. He was brilliant, and funny. A kid genius. A soul, a conscience, the source of a question I have asked myself a million times: What would Aaron think? That person is gone today, driven to the edge by what a decent society would only call bullying. I get wrong. But I also get proportionality. And if you don’t get both, you don’t deserve to have the power of the United States government behind you.”

 

Why companies fail – the rise and fall of HMV

“For some time we had felt the tides of change coming for HMV and here was our perfect opportunity to unambiguously say what we felt. The relevant chart went up and I said, “The three greatest threats to HMV are, online retailers, downloadable music and supermarkets discounting loss leader product”. Suddenly I realised the MD had stopped the meeting and was visibly angry. “I have never heard such rubbish”, he said, “I accept that supermarkets are a thorn in our side but not for the serious music, games or film buyer and as for the other two, I don’t ever see them being a real threat, downloadable music is just a fad and people will always want the atmosphere and experience of a music store rather than online shopping”.”

 

Senior Management and the web. A lost cause?

“I certainly feel his pain and associate with his frustration. What is more, I know we are not alone. Most web teams working within large organisations are frustrated by how out of touch their superiors are and how little they value the web. However, moaning about the problem does not solve it. Surely there must be a way to help senior managers “get it.” After all it is not there fault. Senior management tends to be from a pre-web generation that has only come online grudgingly and often doesn’t feel overly comfortable with technology.”

 

Santander and Barclays Bank disclose the value of the customer experience

“By not thinking through the joining process Barclays made the already cumbersome online banking process even harder.  By allowing the job of online security swamp my need to easily/quickly access my account Barclays made it hard for me to access the core service that I had hired Barclays to provide.  By making it harder Barclays forced me to use the more costly Customer Services (call-centre) channel that I did not want to use.  So a poorly designed customer experience drove up costs for me (time and effort) and costs for Barclays (unnecessary calls coming into the call centres).”

 

Official – Much Modern Innovation Isn’t

“What the BBC article points out is that the problem with this ‘short-term intellectual gratification’ model of Innovation is that despite an illusion of progress every year, there is an inevitable “decrease in returns”, as continuously imptroving the existing will reach a point of no further benefit. People like Capecchi “look like they are failing” – until of course they succeed and hit the new idea, As the BBC points out, some researchers never do hit the new things all their lives, but the piece shows that places that do follow the harder path, and go after radical Innovation, despite not being able to show a year on year progress, are the ones that hit the home runs – and measured over a longer timeframe of several decades, that is what makes all the difference – they are the more effective.”

 

Case Study: Pro-active Log Review Might Be A Good Idea

“As it turns out, Bob had simply outsourced his own job to a Chinese consulting firm. Bob spent less that one fifth of his six-figure salary for a Chinese firm to do his job for him. Authentication was no problem, he physically FedExed his RSA token to China so that the third-party contractor could log-in under his credentials during the workday.”

 

The Panasonic Toughbook Conference

“Like most journalists everywhere, I am hungover.

I am sat in the basement of a hotel on the outskirts of Munich; the sort of hotel that must have sprung up fully-formed overnight, a massive swelling of glittering commerce emerging from the abandoned building sites and car parks and motorways that ring the city.

I am here for the launch of a new tablet. Panasonic are launching a new tablet computer for the business market. I am not a tech journalist. I have never done this before. I don’t know what’s going on.”

 

Not content with copying Martin Belam‘s excellent Friday Reading post, which he has now seemingly stopped, I have decided to also flatteringly immitate (rippoff) Roo Reynolds and his weekly letter i.e. You can now subscribe to these posts via email (assuming I have set it up correctly). You can also download the articles in a handy reading device friendly format.

Friday Reading #7

The world wide web seems to provide us with an endless source of knowledge and intrigue. Isn’t it brilliant? Here are some articles that caught my eye/mind this week. Here is any easyish to consume eReader friendly version.

Africa’s Grassroots Mobile Revolution: A Traveller’s Perspective

 “Understanding consumers in emerging markets – many of whom have very different requirements of a phone – has spurned the development of handsets with multiple phone books, phones marketed as torches and even handsets with no screen. If you think that most of the innovation is going on in the West, take a moment to look at what’s happening in India and Africa.”

 

Joy in the task

“You might not care much about fine dining or coffee. But you probably do value the skills of the artisan and might well believe that food is one of the ever-dwindling number of domains where individual human flair and creativity cannot be bettered by the mass-produced and mechanised. If so, you should care about the challenge to your assumptions that the rise of capsule coffee represents.”

 

The future according to Google’s Larry Page

“Page’s chauffeurless car service is no mere parlor trick. It is, as Page will tell anyone who’ll listen, the future of transportation. Never mind that most people think the mere idea of computer-driven cars is (1) preposterous, (2) dangerous, or (3) not much fun. Page makes the case for self-driving cars with the dispassionate logic of an engineer.”

 

Suds for drugs

“As the cases piled up after his team’s first Tide-theft bust, Thompson sought an answer to the riddle at the center of the crimes: What did thieves want with so much laundry soap? To find out, he and his unit pored over security recordings to identify prolific perpetrators, whom officers then tracked down and detained for questioning. “We never promised to go easy on them, but they were willing to talk about it,” Thompson says. “I guess they were bragging.” It turned out the detergent wasn’t ­being used as an ingredient in some new recipe for getting high, but instead to buy drugs themselves.”

 

Why did infinite scroll fail at Etsy?

“Seeing more items faster is presumed to be a better experience”, McKinley said. But the A/B tests showed various negative effects of the feature, including fewer clicks on the results and fewer items “favorited” from the infinite results page. And curiously, while users didn’t buy fewer items overall, “they just stopped using search to find these items.”

 

Total Recall: notes from my Leeds Digital Conference talk

“The more I thought about it, the more I realised my reluctance to walk away was due to a sense of waste. I’d paying into this particular digital pension for over six years, and it hadn’t yet matured. I don’t know what it was going to mature into exactly, but the urge to keep going was considerable.”

 

Bonus link i.e. one of my old posts that vaguely relates to Dean’s talk linked above.

 

 

Social networks or Data Repositories

“Can these repositories offer something unique worth sharing? A call to action tailored to that user? The thing that data repositories can easily generate are stats. Everyone loves stats. Especially if they are in pretty graphs or in small digestible formats.”

 

Friday Reading #6 (New Year Edition)

Another year has arrived. 2013 will see me turn 37 years of age. This weeks links seemed to fall into categories that I want to concentrate on this year.  I am at a bit of a career crossroads and I feel like I need to pick a direction instead of ambling along blindly. We will see how that works out. Here are the links accompanied by some rambling about why and what etc. eBook bundle readlist link is here

 

I want to make more stuff in 2013. I spend a bit too much time writing and talking and not enough time making. Too many reckons and not enough prototypes & products. You can’t really learn if you don’t make.

 

Unbored: The Power of ‘Making’ in the Classroom

‘Making mistakes and trying again and again (and often again) until you succeed also encourages what’s now being called a “prototyper’s mind,” an asset that many experts believe will be key to the 21st century job market, where the majority of careers today’s kids will pursue have yet to be invented.’

 

And in related news this great piece by Matt Edgar looks at how marketing agencies are increasingly trying their hands at making products with mixed results.

 

Ad agencies are discovering products like Columbus discovered America

‘Making things is hard, especially things to last, things that people will find useful in their everyday lives. And often people used to marketing things underestimate this.’

 

I am intrigued by products launched in alpha/beta publicly and how they progress. Banks are not great at this. Things hae to be perfect first time, or at least perceived that way internally. Why not launch things earlier  See what they might become?  This interview with  Babak Parvis of the Google Glass project is an interesting read on where they are with Glass and how fluid it all is.

 

Google Glass Features and Apps Still in Flux

‘We constantly try out new ideas of how this platform can be used. There’s a lot of experimentation going on at all times in Google. We’re also trying to make the platform more robust. This includes making the hardware more robust and the software more robust, so we can ship it to developers early this year.’

 

One of the thing I really need to improve on is not letting power mad little Hitlers frustrate me so much with their ‘computer/rules/I say no’ attitude. They have a job to do and I need to respect that. I also need to stop calling people power mad little Hitlers. Anyway it seems like Jeff Bezos has similar(ish) problems. I also love the focus on platforms and self service. Allowing/empowering people to build what they want is real innovation.

 

‘Even Well-Meaning Gatekeepers Slow Innovation’

‘I am emphasizing the self-service nature of these platforms because it’s important for a reason I think is somewhat non-obvious: even well-meaning gatekeepers slow innovation,” writes Bezos. “When a platform is self-service, even the improbable ideas can get tried, because there’s no expert gatekeeper ready to say ‘that will never work!’ And guess what – many of those improbable ideas do work, and society is the beneficiary of that diversity.’

 

Data, data, data will be a big focus next year. I am intrigued to see the progress of MiData in the UK as control of data is handed back to the people who create it. The companies that embrace this will show themselves to be in tune with the evolution of the web/world. The quantified self movement (is it a movement…well the fitness stuff kind of is in more ways than one) is a rich source of data and a rich source of frustration….a bit like banking. It is not that easy to get data out of some of these tracking devices. I also need to get fitter as I begin 2013 at I think my heaviest ever weight. The original article by Dan Hon on using data to get healthier earlier this year was one of the best things I read. A new version of the article was in Domus at the end of the year as well so allows me to add it in this bumper roundup.

 

Fitness By Design

‘The last six months have given me a deep, visceral insight into what it means to experiment with personal informatics. In a word, the best way to describe how this explosion of health data works is “messily”.’

 

As well as exercising my body I need to exercise my mind more thoroughly, less constant consumption of tweets and blogs and more well chosen long form reading. Bruce Sterling’s back catalogue would be included in this. His recent ‘State Of The World’ conversation with Jon Lebkowsky is fascinating stuff.

 

Topic 459: State of the World 2013: Bruce Sterling and Jon Lebkowsky

‘I like the “Quantified Self” trend — I’d certainly like to know moreabout what’s going on in my own body. It doesn’t seem fair that it’s such an unknown world in there, wilder and lesser-known than the Amazon. But I wonder what will happen when this practice mainstreams, and becomes less of a fringe hobby for numerate Yankee geeks.’

 

Another area I feel I should research more is the classic innovation case studies, revisit Clayton Christensen’s work for example. I think we have a major innovation failure case study playing out right now with Nokia and this recent article gives a good overview of what on earth has gone so wrong.

 

Innovate Or Die: Nokia’s Long-Drawn-Out Decline

‘So where did it all go wrong for Nokia? The cause of the company’s decline looks very simple with hindsight: Nokia should have moved off its smartphone platform Symbian and onto its next-generation platform, MeeGo, much sooner than it did. Years sooner.’

 

I also have an interest in marketing. I wonder why most of it is so shit. Why is it so focused on making us buy more things? It is ruining a whole host of major web services as they have to live up to those wild valuations and the new share holders demand dollars and cents. This sums it up perfectly.

 

Unnatural Acts And The Rise Of Mobile

‘A major symptom of the frenzy to monetize is that previously platform-centric products are reverting to destination-site thinking. Twitter’s adoption of media embedding, Instagram’s decision to pull its content from Twitter, Facebook’s launch of Poke and Google’s failure to add a write API to its G+ platform all display an “own the user” mentality.’ 

 

Going back to the making things theme, I wish I was a designer. I failed the subject horribly at school. (I vaguely remember a horrific football stadium I ‘designed’) I would like to try again. It is such an over looked/misunderstood thing in the world of banking. This piece by Aral Balkan is focused on a particular type of design i.e. web, as it is in response to an article that seems to have tickled his ire but I think it covers my feelings on the approach to design by most banks.

 

‘Design is not veneer’

‘None of us are born designers. It is not a talent. It has very little to do with being able to draw well or make things look pretty (we are talking about design here, not illustration). The way something looks is not veneer layered on top of its functionality. The two are inextricably linked. The way a thing looks creates inherent expectations about how it is meant to be used. This is called an affordance.’

 

And finally, thankfully, I would like to do less this year. I would like to have a more singular focus instead of getting distracted like a fat child in a sweet shop. This…

 

I want less for Christmas

‘Less judgments. I mentioned this before. But everytime I find myself thinking: “Jojo is an idiot!” I’m going to replace the exclamation point with a question mark. “Jojo is an idiot?” I want to walk around the world in a constant state of bewilderment.’

 

and this…

 

The magic of doing one thing at a time

‘Establish regular, scheduled times to think more long term, creatively, or strategically. If you don’t, you’ll constantly succumb to the tyranny of the urgent. Also, find a different environment in which to do this activity — preferably one that’s relaxed and conducive to open-ended thinking.’

 

And that is that. I have been finding myself drawn to the famous quote by Antoine de Saint-Exupery ‘A goal without a plan is just a wish’ let’s see if I get beyond these being just wishes. Happy 2013.

Friday Reading #5

It is difficult not to just fill the reading list with articles about the Newtown massacre as it has brought out some fantastic writers making seemingly in arguable points about America’s unbelievably stupid gun laws. Thankfully Jason Kottke is doing a marvellous job of collating all the best pieces on his blog. Go and read them. I will stay a bit more ‘on brand’ and focus on the less important technology and innovation stuff. Here are the links in a handy cut out and keep tablet/reading device friendly format. Merry Xmas etc.

 

Lamps: a design research collaboration with Google Creative Labs, 2011

‘We were both curious about how it would feel to have Google in the world with us, rather than on a screen.

If Google wasn’t trapped behind glass, what would it do?

What would it behave like?

How would we react to it?’

 

Clayton Christensen, On The Entrepreneurial Innovations Our Economy Needs

‘Our current economy, however, has gone off of the rails in large part because we are focused almost entirely on efficiency innovations—on streamlining and wringing bottom line savings and additional profits out of our existing organizations.’

 

Rebuilding The Web We Lost

‘We took it as a self-evident and obvious goal that people would even want to participate in this medium, instead of doing the hard work necessary to make it a welcoming and rewarding place for the rest of the world.’

 

Programming Your Culture

 

‘…all desks at Amazon.com for all time would be built by buying cheap doors from The Home Depot and nailing legs to them. These door desks are not great ergonomically nor do they fit with Amazon.com’s $100+ billion market capitalization, but when a shocked new employee asks why she must work on a makeshift desk constructed out of random Home Depot parts, the answer comes back with withering consistency: “We look for every opportunity to save money so that we can deliver the best products for the lowest cost.” If you don’t like sitting at a door, then you won’t last long at Amazon.’

 

The End Of Leadership

 

‘But over time, I have become suspicious and bitter about these perfectly casted people. In many organisations I have seen how cheer-“leaders” joyfully smile in the face of their subordinates and at the same time put a knife in the back of the same human beings.’

 

Reblogs and content sharing on Tumblr: a personal network analysis

‘Tumblr Analytics does exist, but not for ordinary users […] This leaves Tumblr a kind of “here be dragons” among social networks, which is unusual in an age so obsessed with them. That is, its social norms are not known; there isn’t any data about how its users behave and use the network. ‘

 

Are We Becoming Cyborgs?

‘I think one of the most human tendencies is to want to have a concrete answer and a quantifiable measure of everything. And when we deal with degrees of abstraction, which is what any new technology in essence compels us to do, it can be very uncomfortable.’

 

And seeing as it is Xmas…

 

Diagnosing the Home Alone burglars’ injuries: A professional weighs in

‘Assuming Harry doesn’t lose the hand completely, he will almost certainly have other serious complications, including a high risk for infection and ‘contracture’ in which resulting scar tissue seriously limits the flexibility and movement of the hand, rendering it less than 100 percent useful. Kevin has moved from ‘defending his house’ into sheer malice, in my opinion.’

Friday Reading #4

The fourth installment is proving somewhat tricky to write as yesterday was our team Xmas do and I feel a little delicate. For this reason there may also be more spelling/grammar mistakes than usual but as one of the links below shows if you point them out you are a dick. A couple of proper long reads this week, the story on the Occupy movement being a particular highlight. There is also a link from wayback in 2009 that crossed my stream this week.  The links are all bundled up as an ebook links in an ebook. Enjoy the reading and I hope you never have to feel like I do today.

 

A Eulogy for #Occupy

‘We were trapped in endless war and financial crisis, in debt and downward spiral that our leaders bickered about, but did nothing to stop. It wore away at people with the implacability of geological erosion. The American empire we never wanted in the first place was crumbling slowly, and nothing we did in our lives seemed to matter.’

 

Paul Krugman: Asimov’s Foundation novels grounded my economics

‘Now that I’m a social scientist myself, or at least as close to being one as we manage to get in these early days of human civilisation, what do I think of Asimov’s belief that we can, indeed, conquer that final frontier – that we can develop a social science that gives its acolytes a unique ability to understand and perhaps shape human destiny?’

 

Making dollars and sense of the open data economy

‘What I’m looking for now is more examples of startups and businesses that have been created using open data or that would not be able to continue operations without it. If big data is a strategic resource, it’s important to understand how and where organizations are using it for public good, civic utility and economic benefit.’

 

The Social Solution to Innovation Challenges

‘It’s not that social media gives businesses the real-time intelligence they need to work quickly. In fact, as demonstrated by the results of a study that Emily Carr University and Vision Critical conducted earlier this year, there’s every reason to think the opposite. Our study found significant differences between social media “sharers” and social media “lurkers” — differences that could lead a company astray if it took tweets and Facebook posts as indicators of what their overall customer base is thinking.’

 

Fake Rocks, Salami Commanders, and Just Enough to Start

‘So, just humor me. Think about something you’ve been really excited to make or do.3 Maybe something you’ve been thinking about starting for weeks, months, or even years. Dance lessons? Short story? Web comic?MAME cabinet? Tree house? Doomsday laser? Excel spreadsheet?4 What stops you?’

 

Literacy Privilege: How I Learned to Check Mine Instead of Making Fun of People’s Grammar on the Internet

‘There was a time that it gave me a blush of pride to be referred to as “the Spelling Sergeant” or “the Punctuation Police”. I would gleefully tear a syntactic strip out of anybody who fell victim to the perils of poor parallelism or the menace of misplaced modifiers. I railed against atrostrophes and took a red pen to signs posted in staff rooms, bulletin boards and public washrooms. I was, to put it bluntly, really, really annoying.’

 

and finally…a splendid read about alcohol.

 

Last Call

‘England has a drinking problem. Since 1990, teenage alcohol consumption has doubled. Since World War II, alcohol intake for the population as a whole has doubled, with a third of that increase occurring since just 1995. The United Kingdom has very high rates of binge and heavy drinking, with the average Brit consuming the equivalent of nearly ten liters of pure ethanol per year.’

Friday Reading #3

The hat trick (hatrick? hattrick?). A mini milestone of three. It might be the longest I have ever stuck to something on a blog. I am still playing with the format of these things and have been wondering about keeping it just pure links and a teaser paragraph or adding a line or two of commentary about why I chose the article. I will stick the former for now though. The reason I pick these are because they are interesting and thought provoking and slightly related to my job mainly. Some pieces deserve more written about the why I chose them though so that is something I will dabble with in the future. I would also like to add in some accreditation for the people who passed these things to me. The authors of the pieces themselves and maybe some sort of rules i.e. I have a limit of ten links. Is that too many, too few, about right etc.

Anyway, shut up, here are some fine reads for your weekend. Readlist/ebook type thing is here for you alternative reading device fans.

 

Tim Cook’s Freshman Year: The Apple CEO Speaks

‘Creativity and innovation are something you can’t flowchart out. Some things you can, and we do, and we’re very disciplined in those areas. But creativity isn’t one of those. A lot of companies have innovation departments, and this is always a sign that something is wrong when you have a VP of innovation or something. You know, put a for-sale sign on the door. (Laughs.)’

 

The Ups and Downs of Making Elevators Go

‘Here is a typical problem: A passenger on the sixth floor wants to descend. The closest car is on the seventh floor, but it already has three riders and has made two stops. Is it the right choice to make that car stop again? That would be the best result for the sixth-floor passenger, but it would make the other people’s rides longer.’

 

Life Online: The Biology Is Different

‘The idea that people who were otherwise constrained from movement or speech or action could have those constraints removed made my heart sing. The possibility that ubiquitous affordable access to connectivity, computing power and storage could soon become a reality fascinated me. The implication that billions of disenfranchised people could have their lives transformed, particularly when it came to health, education, welfare, filled me with glee.’

 

Wait A Minute Makers: Before Agencies Can \”make Things” They Need To Create “Makeable Ideas”

‘Creating things in our digital world requires experts in UI/UX and design, creative technologists and others who may not be part of the existing agency structure. It requires a commitment to the concept of “platforms, not campaigns.”‘

 

The Four Pains of a New Idea

‘Let’s face it. Some new ideas are worse than the old way. Attempts at innovating can be disastrous. The University of Utah bet its reputation on cold fusion and lost. Marconi bet the whole company on mobile phones and lost. Motorola bet $6 billion on the Iridium satellite phone network and lost. The Chinese state bet $30 billion on the Three Gorges Dam in China and has created an environmental crisis. Being new is not the same as being good.’

 

Starbooks and the Death of Work

‘The future never arrives. The future is always unevenly distributed, leaking out here and there as we poke and squeeze the present, as we invent new words and emotions to articulate contemporary experience. Gibson was almost right (he’d be right now, if you asked him again — hence the “endless digital now“)’

 

The Full Spectrum White Noise of the Network

‘I’ve always wondered what would have happened if we’d developed wireless networking first. If it had just happened to look easier at the time. An internet grown out of Ham Radio enthusiasts, rather than military hard lines.’

 

Atari Teenage Riot: The Inside Story Of Pong And The Video Game Industry’s Big Bang

‘ One of the games on the Magnavox console was a version of tennis.

“I thought the game was kind of crappy,” Bushnell says. Yet people were lining up to play it, “and they were kind of having some fun. I thought, If they can have fun with this shite” — Bushnell breaks off into a hearty laugh — “if it can be turned into a real game, that’d be great.” On the drive back from the demonstration, “I got thinking of ways it could be improved.”’

People sharing photos of cards online are not idiots…

…they might just be your increasingly rare fans.

A few weeks back a new service started on twitter. @NeedADebitCard collated all the finest photos from the Internet taken by people keen to share their debit/credit card details and design with the world. The instant reaction to this by most sane individuals is ‘what are you doing you idiots?!’ Banking fraud departments across the globe probably tutted and cursed and then smiled as people proved what they already assume every day, the weakest link in online security is the one between the chair and the screen. Online commentators had a field day spouting off about the obvious dangers of this. My initial reaction was the same for about 5 minutes then I realised that these people are just using social media for its greatest use case, sharing everything. They might not be your most stupid customers but your most loyal, your most proud and in these current times banks need all the fans they can get.

The problems associated with sharing photos of your plastic payment device are actually the making of the financial institutions themselves. The Internet has been with us for 20 years. Social media in its current very easy to use incarnation probably 5-7 years old. Payment cards have been with us since the 60s and in that time they have not really changed a great deal. The bottom line is that they are not really fit for use on the Internet.

Outdated payment methods

These physical tokens of my relationship with a bank contain almost every bit of information a person needs to make card holder not present purchase from the web or via the telephone. The industry has tried to bolt on solutions to alleviate this problem e.g. the 3 digit security number on the signature strip (No one is idiotic enough to take a photo of the front and back of their card are they?) but you enter these details into a site every time you need to pay, effectively giving away the keys to your house every time you buy something via remote channels. Should the sites we buy from do more? Do ecommerce sites have PCI DSS compliance badges that they share with pride? ‘We keep your data safe’. Maybe the site owners should take a smiling photo of themselves holding their PCI DSS compliance certificate and put it on Instagram. Of course there are numerous protection standards in place around ecommerce sites I am being a tad facetious to make a point.

What of other solutions such as the universally loved 3D secure methods like Verified by Visa and Mastercard Secure. Yes they stop a certain kind of fraud but how many purchases are cancelled because of these things? How many swearwords are uttered when asked for an infrequently used password? What we need are payment methods designed for the web, designed to be used for one transaction or that just leave the merchant knowing who I pay via but not needing every single piece of detail to make further purchases.

I mean why do credit/debit cards need my full name printed on them? This is about digital identity and you would do well to watch Dave Birch’s recent talk on that subject. Dave is a man who signs his card transactions Carlos Tevez so he knows when people are trying to make fraudulent purchases. 

Social objects of banking.

(Bank) simple have just started sending out invites to their long time registered straining at the leash future customers. The effort and design they have put into their card will mean you will be seeing a lot of photos of these cards over the coming months. They had the foresight to package the cards with a thick blue rubber band holding the card in place but also to obscure the card details making easy to photograph and share the fact they are now proud (bank) simple customers.

Simple realise that the card is an important social object of their customers relationship with them and they wanted to make sure as many of them as possible would share that fact. They also realize the risk and warn their customers accordingly (while still encouraging unboxing photos) Traditional banks would not want you sharing the fact you bank with them online for fear of things like spear phishing yet one of the most used metrics in bank satisfaction is ‘Would you recommend your bank to your friends?’.

I have written about the social objects of banking in the past and I think they are massively underused in an industry that makes talking about your banking relationship and money in general seem massively taboo. This really should not be the case.

Idiots?

So before you go jumping to conclusions about customers who post pictures of their cards on social networks, think long and hard about why they are doing this and why in 2012 the details needed to make a payment online are printed on a small piece of plastic that everyone can see. Who are the real idiots?

This post origianlly appeared on Finextra http://www.finextra.com/community/FullBlog.aspx?blogid=6779

Burdened by ideas

*SOUND THE NAVEL GAZING ALARM* While writing my last post on PFMs I was struck by how certain ideas and themes recur in my writing and thinking. I am starting to get the feeling I am burdened by these ideas. My brilliance is being hampered by these synapse occupying visions of majesty so much so that my humility has been diminished. Self mockery aside the real reason they are a burden is due to the lack of progress I have made with turning them from ideas stuck in my head to anything resembling reality. I wrote about the problem with ideas stuck in my head last year and one of the ideas I will talk about in this post is one of the ones I refferred to. In that post I said I wanted to protect the idea:

[I] feel a need to evangelise this idea and to ensure it is not crushed by the design by committee types or overlooked as just a feature that can be dropped.

It of course got killed. For this and other reasons I have decided it is time for me to publish these oh so burdensome ideas. Be rid of these foul demons in the vain hope that someone agrees they are good ideas and has some sort of vision of how to make them reality. These ideas are of various ages and I think this list is probably in oldest first order.

 

Identity Clearly this is a huge topic and I am interested in all facets of identity but the bothersome idea I have harboured for several years is why can’t I logon to my bank website? Yes I can log on to Internet Banking but that is different. For most banks the website is a completely different entity to its online banking portal. If I want to save a quote, view the terms of my insurance policy and potentially view my balances I should not need full strength security and validation. All quite subjective with regards to how secure different types of interaction should be but access to some forms of interactions need to be simpler (it could be argued that it’s the customers choice as to what level of security they desire). Also you have the whole personalisation angle (only show me adverts for relevant products, paint the site black if I am a certain grade of customer etc) to this but I am not so interested in that.

Some banks operate other logons on their websites or external parts of their site such as the logon for HSBC’s Advance offers  or the first direct lab. I suspect interactions here are not well linked to customer profiles or CRM systems because of these logon issues. They also require yet another user ID and password which everyone loves.

What about non-customers visiting a banks site? Why not have a level of registration/identity to allow people to research products, begin applications and then once they take out a product you can upgrade the logon to a level that allows more secure transactions? Don’t make me fully authenticate for everything and don’t leave tracking to cookies and chance for everything else.

Clearly identity is a much bigger thing but I don’t want to get into all that NSTIC / Digital Asset Grid type stuff just yet or even the connection of social network identities or the thought of Klout scores linked to product offerings (shudder). I just want basic federated logons for bank websites and any 3rd party sites the bank operates.

 

Notification Systems – I have written quite a detailed post on this idea a while back. The bottom line is that in banking today there are many types of events that occur but very few of those events are subject to any form of tailored notification to me as a customer especially if they are not financial transactions. If a specific transaction arrives in my account can I be notified via SMS? If my account balance drops below a certain limit can I get a DM on Twitter? If I miss a call from my RM can I be notified via email? If my mortgage application progresses to the next milestone can I get a message sent to my Internet Fridge? If someone tries to logon from a country or using a device that is not mine can you alert me via every channel available? (why don’t banks have an audit trail that the user can see showing their logon activity ala Gmail?) Today the notifications available to customers are fairly limited. Maybe some basic SMS or some notifications inside a mobile app. The tailoring of them is also limited. No creation of rules or choice of multiple notification channels.

Not only does this limit the amount of feedback loops a bank creates it means the banks miss an opportunity to engage with customers. This thing has happened with your product…you should take some action (and hopefully see this advert for new stuff).

Over and above this though is that these notifications and these events that have occurred are fuel for other services both inside and outside the bank. Imagine if your bank had systems that played together nicely in ways you could manage. Imagine if you had the equivalent of If This Then That for your bank(s). The events and notifications are ripe for bringing your bank activities into your digital world rather than keeping them all locked away in an internet banking portal.

 

Activity Streams – (This is kind of the one referred to earlier that got killed off) Basically these are a well known form of viewing data and capturing specific forms of interaction. The Facebook newsfeed is probably the most well known form of activity stream. A flowing river of events that have occurred in your network. Why isn’t your bank relationship represented like that? Today it is split by account, then drill down into a list of transactions. That view is of course important but it shows little of the actual interactions. Why not have an activity stream of all actions across all products and services? For example why not show entries such as;

    • You called today and we have done the following things
    • You left a comment on the first direct lab
    • You have won a prize for being our bestest customer
    • We have replied to your complaint about your prize (See our response)
    • We tried to cold call you but you ignored our call
    • You have been chosen for a fantastic new marketing promotion
    • etc

These would be interspersed with the far more frequent and familiar account transactions but it shows you everything that happens across your relationship with your bank. This representation may also change the way you present transactions as more data could be added such as geolocation, images of cheques, call recordings, 3rd party offers etc

Activity Streams are also a blossoming open standard.  You can post events in the activity stream format and then build a stream of those events across any service. If all banking relationship notifications/events mentioned in section two were formatted into activity streams it would allow those events to be brought together more simply in a single place, easing front end integration but also should you so desire allow you to share them outside your bank. This presentation by one of the contributors to the Activity Streams standard, Chris Messina of Google, explains them brilliantly. What if banks extended the standard from it’s current social network definition? A bank contributing to open standards? Crazy talk…

Again this idea is about linking things together. Bringing events from a multitude of systems into one stream. Also enabling the linkage of bank events into wider world of web services.

 

Open Data & Application Programming Interfaces –  This is my current brain occupier. The one thing I would like banks to embrace the most. I have written about these things many times both inside and outside of the organisation I work for but like Robin S said ‘words are so easy to say’.  I wrote about them here, here and here.  Basically what I want to see is banks surface APIs for core functions. An API for my transactions that I could plug into other services ala Freeagent, An API for payments so a developer could code an app to send money to people ala PayPal X Commerce etc. The very smart James Governor said a while back that he believed API creation and management will be a core skill of the successful enterprises of the future. He is right. We are starting to see a bit of a groundswell around financial services APIs, albeit mainly from new entrants. That will change soon hopefully as the banks wake up to the potential of bridging the gap between the bank network and the web.

Open Data is very similar in that instead of publishing services it is about publishing things that have happened. Banks should have some cracking data sets that could be shared for the benefit of others. Not least the hackers and tinkers and visualisers etc. If the World Bank can do it (and do it well) why can’t some of the other banks of the world do it?

 

Conclusion of sorts – The main themes here are related to some sort of connective tissue of banking and the web. You can tell I am not a TOGAF certified architect with those kinds of descriptions. I am always disappointed when something can’t be connected to something else for what ever crappy reason ‘It was too expensive to build it like that’ ‘IT Security wouldn’t let us’ ‘It was planned for phase 2’ ‘Open standards are a legal minefield so we write better ones’ ‘What the hell are you on about tubby?! Only activity stream you need is to go swimming’ etc

I understand these things are potentially major infrastructural changes and there is also an unhealthy dose of mindset changes required as well. Both these things notoriously complex, challenging and expensive. I have no mind for business models or numbers related to these kinds of things so could not put a price on such a thing.  I suspect they will cost a fortune to build but will they deliver the savings needed to justify them? Will they allow innovation and creativity to flourish in the way my Utopian visions say they will. Who knows? I believe they will but who will believe me without Return On Investment numbers and other dull figures of justification?

My failings (of which there are many) are that I don’t really know how to make things/make things happen (this could be a whole new navel gazing post). I know how to do whiny blog posts and sarcastic presentations and that ain’t working so well for these kinds of ideas (I am being  flippant but I really don’t know how to start these things). Obviously a problem shared is a problem halved so this is my attempt at that.

Be Gone. Maybe it is time to drown the puppy. Arrogantly accept the fact my ideas are clearly far too ahead of their time/not in anyway realistic. Move on. Seek out new ideas in new areas far away from these and rid myself of this (not very heavy) burden. This is the first step towards that…publish away my problems. I will of course be right back to them the moment anyone shows the merest flicker of interest because I suspect the only real way to rid myself of this burden is to see these things, or better solutions, implemented.